Life Going to Get Easier for Homeowners Looking for a Modification

Have you noticed that every media outlet tells homeowners not pay someone upfront fees to handle your loan modification? Yet, these same media outlets do not provide any solutions to homeowners on how to modify their loan if they do not pay upfront fees. Now if you’ve tried the free services offered by the government, you’ve probably found even less help there. It is frustrating to say the least and there were limited options for homeowners to get their modification done without paying ridiculous fees.

Well that’s about to change! Next week, www.hampguide.org is releasing a $97 guide that will assist homeowners on exactly how to get their modification done with the benefit of assistance from consultants and attorneys.  The guide is in response to all of those homeowners who are trying to get modified under the government’s Home Affordable Modification Program (HAMP), otherwise known as Making Homes Affordable, otherwise known as “Obama’s Plan.” Whether you are late on your mortgage or not, you can qualify for this program. Helping people to modify their loan is a labor of love for us and something that is extremely personal. I’ve personally seen how mortgage lenders and banks are handling this crisis and now you have the help to show you exactly how to get your loan modified. This is not being done so you end up going through a company to pay thousands of dollars for your modification. Far from it. The HAMP Guide shares all of the inside knowledge of attorneys and every tool you could possibly need to get your loan modified. No information is held back. In fact, you will probably end up knowing more than your actual mortgage lender.

Before now, there wasn’t a hard copy of the information along with access to an attorney to provide to people so they could follow a step by step plan on how to get their interest rate and payment lower.

This is what the HAMP Guide at www.hampguide.org offers homeowners:

-      Easy to follow step by step guide on exactly how to get your loan modified and negotiate the best rate and lowest monthly payment

-      All of the forms and information needed to modify your loan and in the exact order your lender requires, including a contact log form to track all of your contacts with your lender

-      Excel spreadsheet of your financial worksheet with all of the debt to income ratios already plugged into it so all you have to do is plug in the numbers to formulate the payment you can afford and what will get you approved

-      Mortgage payment calculator in excel so you can determine the interest rate and payment you can afford and have it in front of you while negotiating with your lender

-      One on one consultation and assistance from a team of negotiators, consultants, and attorneys to make sure you are taking all of the right steps to assure yourself of success

-      Every week there is a live webinar for all of the homeowners who are HAMP Guide members with an attorney or negotiator on the call to answer your specific questions on your loan modification. You will also receive tutorials on how to fill out your financial worksheet along with inside secrets lenders don’t want you to know about the process.

-      Every month you will receive a report documenting the experience of hundreds of homeowners who are working with their lenders to get their loan modified. This will give you an advance scouting plan on how to handle your lender and what they are saying to fellow homeowners. In other words, your lender will not be able to get anything past you because you will have a team of attorneys, negotiators, processors, and thousands of homeowners like you ready to back you up and work to make sure you get your loan modified.

Of course, there are a limited number of openings to utilize this service since it offers the one on one assistance with attorneys and consultants to guide you through your modification, along with a step by step guide on how to modify your loan, and a weekly live webinar with fellow homeowners and access to an attorney and loan modification negotiators who will answer everyone’s questions and give you the tips and insight on how to get your loan modified as quickly as possible. The whole process is actually easy to follow and takes a few simple steps that allow you to get your modification done quickly.

What’s the catch? Actually there is no catch except for the fact this guide will only be available to a limited number of people. Over the last several months, we have received hundreds of calls from homeowners desperately trying to figure out how they can get their loan modified without having to pay ridiculously high fees to a company that cannot give any guarantee they will actually be able to get their loan modified. Well now there is finally a solution…better late than never…