What We Do
At TLMF, our home loan modification team makes it easy for homeowners to work with their lenders in order to adjust and improve their current mortgage situation. The Loan Modification Foundation will help you seek a change to your interest rate, loan balance, delinquent fees owed and/or term of loan. Our exceptional client service and proven process ensure every step is taken to give you a monthly payment you can afford in order to keep your home. However, homeowners today are under the false impression that they cannot apply for a home loan modification if they are not in foreclosure. This simply isn't true. Anyone can apply for a home loan modification but you do need to show a financial hardship. Contact us to see if you qualify for a home loan modification.
What is a Home Loan Modification?
A home loan modification is a negotiation between a lender and a borrower where the loan terms are restructured without refinancing. The rate and terms of the loan are modified to fit the borrower's current financial means.
A modification to your interest rate, principal balance of loan, delinquent fees owed, and term of loan can be made by your lender. In the past, this was only used when a borrower was delinquent. However, with home prices falling rapidly, adjustable rates, and no equity to refinance, modifications can also be done prior to someone being delinquent on their loan.
The HAMP Guide Program
The HAMP Guide Program is the only Comprehensive Loan Modification Guide in the market that gives you the power to modify your mortgage on your own while saving you thousands of dollars. The Program also includes:
- FREE Unlimited Phone Support
- Detailed Step by Step Instructions on How to Modify your Loan.
- ALL Documents required for Loan Modification
- FREE Review of all documents for mistakes.
- Tips on how to talk to your Mortgage Lender.
- 30 Day Unconditional Money Back Guarantee
If you wish to learn more, please click here.
